Bad Credit Histories Don't Matter to Us
In our world phrases like "credit files", "credit histories", "credit scores" and "credit status" mean nothing! It's liberating that we're able to say that our "no credit check" loans mean we can lend without you worrying about your credit history!
Bad credit histories don't worry us because we don't need to take much notice of your credit file. We simply need to be sure that you are not bankrupt at the monent or involved in an IVA.
How can we do this? Because you provide a guarantor for your loan - someone who knows very well - much better than any computerised credit score or credit file ever can! If your guarantor is willing to back you then we are probably willing to lend to you.
Beat the Credit Crunch
So to us there is no "Credit Crunch". Credit is available! We want to prove to you that it is possible to beat your credit problem. Complete our simple enquiry online form and we'll send you the paperwork you need.
Also see our FAQs and Blog for more information about how our no-credit-check loans work.
Final Thought - Check Your Credit Report
Your credit file (credit report) is of little interest to us, but it should be of immense interest to you. There are 2 good reasons why you should check your credit report frequently:
- Wrong information - this could weaken your chance of obtaining credit from other sources.
- Evidence of identity theft - i.e. people using your personal information to try to obtain credit and for which you might become liable.
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It makes great sense to frequently check your credit file/report - they can be obtained for £2 from any of the three credit agencies, but you might like to consider signing up for a proactive service which gives you regular updates and alerts automatically - Solution Loans works with Experian to provide this credit report service.
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