No Credit Checks and Credit Scoring
Other unsecured loan lenders will search through your credit file to obtain information which they can use to credit score you. The "Credit Crunch" means that a less-than-perfect credit score (and credit history) often leads to a loan refusal.
But we're different - we just need to know that you:
- Have the support of a guarantor for your loan, and...
- Are not bankrupt or currently involved in an IVA
[see the general lending criteria]
Because we need to check the bankruptcy/IVA aspect your credit file will be referred to. But no other details in your credit file are relevant. The search will be registered on your credit file, but no credit scoring is done - either manually or via computer.
And while on the subject of credit files and credit histories do remember that the successful repayment of your no credit check loan will improve your credit rating so that you can get even better terms next time!
No credit checks mean you're more likely to be get a "Yes" to your loan applicaton from our specialists lenders than from from the usual lenders. Apply Now
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